Privacy disclosure

(Effective May 2020)
FACTS
WHAT DOES THINKFLOW, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Name
  • Email Address
  • Cell Phone Number
  • Bank Account Transaction Data
  • Credit Scores
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Thinkflow chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Thinkflow share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus
Does Thinkflow share?
Yes
Can you limit this sharing?
No
For our marketing purposes — to offer our products and services to you
Does Thinkflow share?
Yes
Can you limit this sharing?
No
For joint marketing with other financial companies
Does Thinkflow share?
Yes
Can you limit this sharing?
No
For our affiliates' everyday business purposes — information about your transactions and experiences
Does Thinkflow share?
Yes
Can you limit this sharing?
No
For our affiliates' everyday business purposes — information about your creditworthiness
Does Thinkflow share?
Yes
Can you limit this sharing?
Yes
For our affiliates to market to you
Does Thinkflow share?
Yes
Can you limit this sharing?
Yes
For non-affiliates to market to you
Does Thinkflow share?
Yes
Can you limit this sharing?
Yes
To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information as soon as the same day that you register for an account. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Email us at info@thinkflow.com

Who are we
Who is providing this notice?
Thinkflow, LLC
What we do
How does Thinkflow protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Thinkflow collect my personal information?

We collect your personal information, for example, when you

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

Non-affiliates

Financial and nonfinancial companies not related by common ownership or control.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Other Important Information

"Do not track": When someone visits the Thinkflow website, a cookie is placed on the visitor's computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. Thinkflow advertises its products and services on websites that you may visit, and Thinkflow uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements Thinkflow services on other websites. You can opt out from service providers' and/or marketers' use of cookies in this manner by visiting each service provider's advertising opt-out page or by utilizing "do not track" functionality in your web browser. If you choose to not have your browser accept cookies from Thinkflow website, you will not be able to subscribe to the service offerings on these websites.

Changes to this privacy disclosure: If we make material changes to this privacy disclosure, we will notify you via email and post the updated privacy disclosure on the Thinkflow website. Please take note of the "Effective Date" at the top of this privacy disclosure.

Privacy Policy for Thinkflow

At Thinkflow, accessible from Thinkflow.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Thinkflow and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

Log Files

Thinkflow follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, Thinkflow uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Our Advertising Partners

Some of advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has their own Privacy Policy for their policies on user data. At this time, we do not partner with other advertisers. Should this change, we will provide links to their disclosures here.

Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Thinkflow, should we choose to partner with such firms in the future.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Thinkflow, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit. Currently, we do not partner with any such advertisers, but we have the right to change this at any time.

Note that Thinkflow has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Thinkflow's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. Should we choose to partner with third-party companies, we will provide that information here.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

Children's Information

Thinkflow does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Online Privacy Policy Only

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Thinkflow. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.

Compliance with Children’s Online Privacy Protection Rule

This Website and App are not intended for individuals under 18 years of age, and we do not knowingly collect personal information from individuals under 18. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will delete the information. If you believe we might have any information from or about a person under 18; please contact us at 866-646-8605